Gastric Band Insurance Coverage
How much of the cost of Surgery can be covered within insurance?
Does Insurance also cover any complications that get arise with the Gastric Banding procedure?
What are the requirements of patient while going with the Gastric Band Insurance coverage?
Large numbers of people have identified themselves as severely or morbidly obese. Because of the growing obese conditions many of them had felt that they are required to do the Gastric Banding. For doing the Gastric banding Surgery, one is required to qualify some of the criteria. For the Gastric Banding a patientís BMI needed to be 40 or more than this. This state around 100 pounds overweight persons. All those who have the BMI between 35 and 39 and are suffering with great health problems are also eligible for this Surgery.
The general cost of Gastric Banding can be $18,000 to $38,000. The Surgery can cost extra amount of $50,000 on a case when severe complication get arise. The problem can get raise because of the initial physical and emotional health of the particular individual. So the surgery is covered as Gastric Band Insurance Coverage. Many of the Insurance Companies cover the cost of Surgery as in medical insurance. So if anyone has decided for this surgery and going to share cost with insurance then its necessary to investigate the terms of insurance coverage in depth. You need insurance coverage due high range of gastric band cost.
Some of the insurance companies can even not meet with your costs. But luckily there is large number of insurance companies which cover that covers the cost of gastric banding. Some Companies only cover the cost of operation and nothing other relevant thing. Some of the surgical centers only make an advice for the insurance companies and even contact with them it. But you are required to ask earlier about the total cost coverage for all pre and post operations and also for the complications.
The Insurance Companies cover the surgery cost only to support patients. Most of the overweight people have experienced that only diet and exercise will not help them. So they are required to go with some surgical process in order to get their good figure back. Some of the Insurance Companies have made exclusions for an employer, which means that your employer may have the option of not covering the procedure even if this has been determined as a medical need.
The Companies can cover half of the cost of procedure of Gastric Band Insurance Coverage. If any complication get occurs than also insurance companies cover the Gastric banding Surgery. While making any of the support the Insurance Company would like to gather some of the evidences of the patience, which is its basic requirement. The Insurance Company may require a physicianís documents which proves the history of yours morbid obesity.
The patient should provide them with the copies of your office visit records that surely demonstrate your ongoing weight issues. You should include all documentation of both past and present physician who have treated you. You should also make a submission of the entire records of medications that your doctor has prescribed you for doing the weight loss. Itís better to show records of diet programs that you are involved with. In some cases patient has to undergo with a psychiatric evaluation in order to qualify for the Gastric Band Insurance Coverage. Medicare and Medicaid are some of the company who provide insurance for this surgery. For that you have to contact with the local office because it differ from state to state.
If you had already taken any insurance policy than you may be needed to stay within network of providers, make any queries from your insurance company in order to know some basic things. But if you did not submit any of the necessary documents than your request for insurance coverage can get failed. So donít let down any chance by yourself.